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Calculator library

Choose the right car calculator in seconds.

Start with the decision you are making. Every tool shows what you need to enter and the main answer you will get back.

10 focused toolsNo account requiredInstant estimates
BUYCan I afford this car?Budget from income and expensesFINANCEWhat will the loan cost?Payment, interest and payoffCOMPAREWhich option is cheaper?Cars, lease vs finance, gas vs EVOWNWhat will it cost to keep?Fuel, depreciation and total ownership

All tools

A clear overview of every calculator.

Pick the question that matches what you are trying to figure out.

01COMPARE

Compare Two Cars

Which car is cheaper overall?

You enterPrice, loan, fuel, insurance, maintenance
You getMonthly and 5-year cost difference
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02BUY

Car Affordability

How much car can I reasonably afford?

You enterIncome, expenses, down payment, loan terms
You getEstimated vehicle budget
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03FINANCE

Car Payment

What will this loan cost each month?

You enterVehicle price, down payment, APR, term
You getPayment, amount financed, total interest
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04FINANCE

Loan Payoff

How much faster can I clear my loan?

You enterBalance, APR, payment, extra payment
You getNew payoff date and interest saved
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05OWN

Fuel Cost

How much will I spend on fuel?

You enterDistance, L/100 km, fuel price
You getTrip, monthly and yearly fuel cost
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06OWN

Ownership Cost

What does this car really cost me?

You enterPayment, insurance, fuel, maintenance, depreciation
You getEstimated total monthly ownership cost
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07OWN

Car Depreciation

How much value will the car lose?

You enterCurrent value, age, expected depreciation
You getFuture value and monthly value loss
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08BUY

Negative Equity

Am I upside down on my trade-in?

You enterVehicle value, loan payoff, next vehicle terms
You getEquity or shortfall and rolled-in impact
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09COMPARE

Lease vs Finance

Should I lease or finance?

You enterLease terms and finance terms
You getSide-by-side cash outflow comparison
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10COMPARE

Gas vs EV Cost

Which powertrain costs less to run?

You enterAnnual distance, fuel economy, energy prices
You getAnnual gas vs charging cost difference
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Use the calculator that matches the decision.

Payment, affordability, fuel, depreciation and negative equity answer different questions. Start with the one you need, then use a related tool if the result changes another part of the budget.

For formulas and limitations, see how DriveMath calculations work.

START HERE IF YOU DO NOT KNOW WHAT TO BUY

Need help choosing a vehicle first?

The calculators are best once you already have options. If you are still figuring out whether you should buy a sedan, SUV, truck, hybrid or EV, the new Matchmaker will build the shortlist first and then send you back here to test the math.

Use MatchmakerOr compare two cars now